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Do you lose SSD benefits when you retire?

| Feb 16, 2021 | Social Security Disability |

If you’re a disabled adult living in Kansas, you might qualify for Social Security Disability (SSD) benefits. SSD benefits replace your regular income so you can continue supporting your family. But what happens when you start to reach retirement age?

Can you receive SSD benefits after you retire?

When you retire, your SSD benefits will become regular Social Security retirement benefits. You could also apply for spousal benefits if your spouse retires. To qualify for Social Security, you must have a legally verified disability that makes it virtually impossible to hold down a job. You must have also worked for at least ten years prior to your disability.

If you’re disabled, you might decide to retire early. You could still receive SSD, but the amount will probably be reduced. You might be able to fast-track your benefits if you’re suffering from a severe or terminal illness that could cause your death in the next few years. Since you don’t have time to wait, the Social Security Administration (SSA) might start issuing your checks as soon as possible. An SSD attorney could tell you if you qualify for a Compassionate Allowance or not.

How do you know if you’re eligible for SSD?

Many people are eligible for SSD and don’t even know it. Others suspect that they’re eligible but gave up after the SSA rejected their first application. If you talk to an attorney, they could determine whether you’re eligible or not.

If you’re eligible for SSD, an attorney could help you apply and start getting your benefits within the next few months. They could also determine whether you qualify for a Compassionate Allowance. With an attorney’s help, you could appeal a rejected application and start collecting SSD until you reach retirement age and qualify for retirement benefits.