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Can you work and still collect SSDI benefits?

On Behalf of | Apr 28, 2021 | Social Security Disability |

Social Security Disability Insurance is intended to help individuals who are disabled and unable to work to sustain themselves financially. If you’re currently receiving SSDI benefits, you may be wondering whether or not you may try to pick up a part-time job. The reality is that there are some strict rules that apply to Kansas residents in this regard.

You cannot exceed the SGA

The Social Security Administration sets a cap on how much money a person receiving SSD may earn outside of their benefits. This is called substantial gainful activity, or SGA, limit. For most people, this cap limit is $1,310 per month. For those who are blind, this cap limit is $2,190 per month. If you exceed these earning caps, you may no longer qualify.

Qualifying for a work incentives program

As a way to help disabled individuals get back into the workforce, the Social Security Administration has established various work incentive programs like Ticket to Work. Under these programs, individuals who are currently receiving SSDI benefits can work and receive over the SGA limit.

However, once the program is over, the individual has to decide to remain with SSDI benefits or give them up for their new workplace position. The trial period for these programs lasts up to nine full months. This is intended to help test the ability of the disabled person to perform another job task in the hopes of being self-supporting by the end of the program.

For those who become disabled and unable to work, SSDI benefits are there for financial support. However, you may find that you want to try and get back into the workforce in the future. Trying out an SSDI work incentive program is a great way to test out your working ability and still be eligible for assistance.